Cashless payments on the rise: convenience and security for expats in Việt Nam
HÀ NỘI — Gone are the days of ‘cash is king’, and cashless payments are changing how we all transact and manage our finances. But, while the convenience is clear, is this change entirely a good thing?
As digital payment methods surge in popularity, expats in Việt Nam are not alone in embracing the change to cashless transactions.
The advantages are clear; secure encryption and biometric authentication lowers the risk of theft, and many expats see these payment options as a safer alternative to carrying cash.
Even if you are unlucky enough to fall victim to a pickpocket, you can rest assured that your money is not accessible. For the hapless tourist, unwary expat or tired local, cashless payments reduce the risk of being short-changed, scammed or robbed.
Competition among payment providers has also increased, with companies vying to provide the most convenient and secure digital payment options to attract customers, including expats living in Viet Nam.
Many banks now offer internet banking to foreigners and have fully-fledged English-language versions of their mobile applications to simplify the process.
However, navigating the local banking system and ensuring all paperwork is in order can still pose challenges for some expats (hands up if you’ve ever been locked out of your account because you forgot to send the bank your new work permit?).
Despite these hurdles, the shift towards a cashless society in Việt Nam is inevitable, as seen by trends worldwide.
In the UK, restaurant chains such as Prezzo and Pizza Hut simply do not accept cash anymore and, according to a 2019 survey, in South Korea just 17 per cent of total transactions involved cash.
To become a truly cashless society, international cooperation will be needed to ensure seamless transactions for expats with bank accounts outside the country though, as the competition among payment providers heats up, expats can expect even more convenient and secure options in the near future.
As the world becomes increasingly digital, it’s important for expats to adapt and embrace new technologies to stay ahead of the curve.
Whether it’s mobile banking, e-wallets or other digital payment methods, these tools make transactions easier and more secure for everyone.
In conclusion, around the world the days of ‘cash is king’ are over. Cashless payments are coming to take the crown, and will forever change the way we transact and manage our finances.
For expats living in Việt Nam, this shift towards digital payments offers a wealth of opportunities and should be embraced to stay ahead in an increasingly digital, and cashless, world. VNS
Skincare essentials: your personalised guide
Dr Snigdha Singh*
Flawless skin is the most universally desired human feature. In the quest to achieve perfect skin, people of all ages are constantly searching for the ‘best’ skincare products. Whether they shop at a pharmacy, department store, or online, people are faced with a paradox of choice. They turn to their friends, physicians, or favourite bloggers for recommendations, often purchasing expensive products that fail to live up to their expectations.
For choosing the right skin care, it’s essential to first understand the concept of ageing.
Extrinsic ageing, which includes ultraviolet exposure, pollution and lifestyle choices such as smoking, diet, and daily skincare habits, is estimated to account for 80 per cent of the visible signs of skin ageing. Whereas intrinsic ageing, which is genetically determined and subject to the influence of one’s overall health, stress level, and propensity to develop skin conditions such as acne, rosacea or eczema, accounts for only 20 per cent.
A plethora of aesthetic procedures, from chemical peeling, micro-needling and PRP Therapy to injections with volumising fillers, neurotoxins, and laser resurfacing, are available these days to address these signs of ageing. However, for maintaining that healthy, radiant skin, a proper at-home skincare routine is a must.
A great way to start is to know your skin type.
Even texture and tone, blemish-free, normal pores.
Visibly enlarged pores, feels greasy to the touch, looks shiny, frequent acne breakouts.
No enlarged pores, looks flaky, feels dry and stretched, with more visible lines.
|COMBINATION SKIN||Oily T-zone with normal-dry face, occasional breakouts in oily areas.|
(not actually a type but a skin condition)
|Reactive and easily irritated, prone to skin allergies causing redness or stinging/burning sensation due to genetic or external factors.|
Prevention, protection, cleansing, and moisturising are the key components of an effective skincare routine.
1. Prevention: preventing contact with known irritants, allergens, solvents, surfactants and sensitising preservatives. It’s a concern, especially for patients with sensitive skin where we recommend products with minimum ingredients.
2. Protection: most sun damage results from everyday, incidental ultraviolet exposure, rather than occasional bursts while on vacation. The most effective active ingredients for blocking out both UV-A and UV-B are either zinc oxide or avobenzone.
|Normal-Dry Skin||Hyaluronic acid|
|Dull Skin||Vitamin-C(Ascorbic acid)|
Sunscreen application pointers:
· Amount: 2 finger lengths.
· Application: Daily after moisturizer. Reapply every 2 hours when outside.
3. Cleansing: should be practised twice daily.
|Normal-Dry Skin||Cream/Lotion based, look for Glycerine or Hyaluronic acid.|
|Oily-Combination Skin||Gel-based/foaming, look for salicylic acid.|
|Dull Skin||Look for AHA/Glycolic acid|
4. Moisturising: should be applied immediately after the cleanser when the skin is still moist.
|Normal-Dry Skin||Ointments or creams. Look for Glycerine/Paraffin/ Hyaluronic acid/Ceramides.|
|Sensitive Skin||Look for Niacinamide/Hyaluronic acid/Peptides.|
|Oily-Combination Skin||Gels, lotions or serums are lightweight oil in water formulations.|
Essential add-ons to your night skincare routine which has anti-ageing effects and is beneficial in acne-prone skin.
· Two times/week in your 20s,
· Three times/week in your 30s
· Four times/week in your 40s and
· Five times/week in your 50s and ages above it.
*not recommended for sensitive or very dry skin or people with certain skin conditions like Rosacea or eczema.
2. Chemical Exfoliants
It is the process of removing excess corneocyte buildup, which in turn stimulates cell turnover, resulting in more polished, smoother radiant skin. It can be included in your skincare routine three times a week in the form of serum or toner.
· AHA (Alpha Hydroxy Acid) – recommended in dull, sun-damaged skin, uneven skin tone and pigmentation.
· BHA (Beta Hydroxyl Acid) – recommended in Oily acne-prone skin.
· PHA (Poly Hydroxy Acid) – recommended for sensitive skin, dry skin, sun damaged skin.
*Concentrations in excess of 10 per cent to 15 per cent in the case of AHA and 2 per cent in β-hydroxy acid require professional administration.
Can be used as a serum after cleansing and before moisturisation.
· Niacinamide – for acne-prone skin, oily skin, sensitive skin, and inflamed skin.
· Vitamin C – for dull and sun-damaged skin.
· Green tea extracts – for acne prone, oily to combination skin.
· CoQ 10 – for signs of ageing, uneven skin tone, and sun-damaged skin.
As we grow older, our skin’s inherent anti-ageing mechanisms diminish and the rate of breakdown of key constituents increases. Although cosmetic procedures have a significant positive impact on specific aspects of ageing, clinically proven products, formulated with the right ingredients for a specific skin concern and delivered in an esthetically appealing system, will both maximise the outcome and increase the longevity of benefits from the treatments we provide while empowering the patient to personalise and control their skincare journey. — Family Medical Practice
* Dr. Snigdha Singh studied a Bachelor of Medicine and Surgery and a masters in Dermatology, Venereology and Leprology. She specialises in diagnosing and treating various skin disorders, scalp and hair, disorders of sebaceous- and sweat glands, oral mucosal lesions, etc. She is also an expert in treating signs of aging like wrinkles, sagging or dull skin, acne (scars), pigmentation, melasma, sun damaged skin, etc. with lasers, chemical peeling, microneedling, PRP therapy, botox, dermal fillers, etc.
Visit Family Medical Practice Hanoi 24/7 at 298I P. Kim Mã, Kim Mã, Ba Đình. To book an appointment, please call us at (024).3843.0784, or contact us via Whatsapp, Viber or Zalo on +84.944.43.1919 or email [email protected].
FMP’s downtown location in Hồ Chí Minh is in Diamond Plaza, 34 Đ. Lê Duẩn, Bến Nghé, District 1, and 95 Đ. Thảo Điền, District 2. Tel. (028) 3822 7848 or email [email protected]
Renowned Vietnamese artists collaborate on unique porcelain artworks
HÀ NỘI An exhibition featuring unique porcelain artworks resulting from the first-ever collaboration between two Vietnamese artisans will be on display at CHỌN de l’Art, located in the centre of Vietnam Quintessential Handicraft at 28 Bát Tràng Street, Gia Lâm District, Hà Nội, from March 25 to 28.
Titled Hoa Trên Hoa Kết Tinh (Flowers on Crystallised Flowers), the exhibition will showcase 13 crystallised porcelain items created by Lê Ngọc Thạch, a famed artisan based in Bát Tràng, and painted by the internationally-acclaimed overseas Vietnamese artist Hồng Đức Thanh.
The much-anticipated event, jointly organised by CHỌN de l’Art and the centre of Vietnam Quintessential Handicraft, is expected to draw porcelain art enthusiasts from all over.
Thanh, also known as Hồng Mễ Xuyên, has garnered international acclaim for his pursuit of the art of porcelain painting, which the Lingnan school influences.
The 65-year-old artist, now based in Norway, has won many prestigious awards at international exhibitions in the US, Spain, Brazil, Italy, Japan, and China.
Collaborating with mainland Chinese and Taiwanese artists, he has created paintings on thin, light porcelain products with an elegant shape and shiny enamel colours, which have stunned art enthusiasts. One of his notable artworks is performed on the world’s thinnest porcelain bowl in Taiwan, currently on display at the Shanghai Museum in China.
Thanh is also passionate in spreading the art form to the younger generation. He was invited to teach at Folkeuniversitetet, and then at other schools around the world such as Sweden, Switzerland, Denmark, Japan, and Italy.
He is currently running a class in his studio, Art Thanh Hong AS in Brumunddal, Norway.
Artisan Thạch is the 16th generation descendant of a family with a tradition of crafting pottery products in Bát Tràng Village, Gia Lâm District in Hà Nội. His passion for the craft has begun since a very young age.
After graduating from the Jingdezhen Ceramic Institute, Thạch has regularly come into contacts and collaborated with other renowned artisans and big brands, in addition to attending many famous ceramic fairs in the world.
His enriched knowledge, experiences, desire and chances to witness the development of world ceramic craft have inspired him to create artworks of with his own ambitions that inherit the values of the predecessors but also integrated with global elements.
After several meetings at Bát Tràng Village, which produces one of the most beautiful porcelain works in northern Việt Nam, they decided to have a joint exhibition at CHỌN de l’Art.
According to the organisers, the theme of the exhibition – Flowers on Crystallised Flowers – implies the crystallisation of two Vietnamese artistic souls travelling elsewhere and then gathering again right in the homeland.
This is the first time artist Thanh painted on crystallised enamel on porcelain crafted in Bát Tràng, which marks his beginning in conquering the material.
His vivid flower artworks, performed on blooming porcelain, have winged Thạch’s dreams,
“Crystallised enamel takes us on journeys to paintings,” he said.
“Through this exhibition, I hope to spread the values of the distinctive porcelain type of Bát Tràng and inspire the next artisan generation’s interest in the art form,” Thanh said. VNS
Students in Đà Nẵng take part in Japan-Việt Nam cultural day
ĐÀ NẴNG — More than 5,000 students and visitors joined the annual Japanese-Vietnamese Culture Exchange Day in celebration of the 50th diplomatic ties of Japan and Việt Nam at the central city’s Đông Á University on March 9.
It’s one of a series of activities organised throughout the year in the city to mark the Japan-Việt Nam friendship and cultural cooperation.
Student groups staged traditional art performances of Việt Nam and Japan (Yasakoi dance and Taiko drum play) to the piano of the Japanese Keiko Borujeson, while fashion shows of áo dài (long dress), yukata and cosplay were displayed by Vietnamese and Japanese artists on the main stage.
Demonstrations of Japanese calligraphy, paintings, cuisine (Nagashi Somen–Japanese noodle at bamboo gut) at 12 pavilions and a folk dance competition drew participation from 38 teams.
Head of the Japanese General Consulate, Yakabe Yoshinori, said Đà Nẵng’s Đông Á University had early developed high-quality human resources for both technical knowledge and the Japanese language in the region.
He said internship programmes in Japan helped provide quality manpower for Japanese businesses.
Yakabe Yoshinori also said the university introduced and promoted Japanese culture, building a trusting relationship with the Japanese General Consulate and the Japanese business community in Đà Nẵng.
During the Cultural Exchange Day, Japanese businesses successfully recruited 500 qualified students working in Japan, and five more partners from Japan inked agreements on human training with the university.
The Việt Nam-Japan Cultural and Sports Exchange Association (Favija) also presented a scholarship for a 10-day life experience tour in Japan for the winner of the Japanese language contest in 2022.
Đà Nẵng is seen as a favourite rendezvous of art troupes and artists from Sakai, Yokohama, Kawasaki, Kisarazu, Mimasaka, Nagasaki and Kushiro in Japan at the annual Việt Nam-Japan Culture Exchange since 2014. — VNS
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